Nurwidianto, E., R. K. Setyowati, and M. Mutiarany. “Challenges and Reforms in the Implementation of Collateral Seizure on Land Within Indonesia’s Banking System: A Study of the Mortgage Law”. Justice Voice, vol. 3, no. 1, June 2024, pp. 29-36, doi:10.37893/jv.v3i1.1098.